1. Acceptance of Terms
By accessing or using Ecoverse Global Media Indonesia's services, you agree to these Terms.

2. Description of Services
Ecoverse operates 25 digital business divisions including Payment Gateway, Crypto Wallet, Trading Platform, Digital Banking, Gaming, Education, Cloud, Security, Marketplace, ERP, Logistics, AI, Mining, Forex, Export/Import, Media, Healthcare, Property, Energy, Smart City, Care, Foundation, Agritech, Legal, and Jobs.

3. User Accounts
You are responsible for maintaining your account security and all activities under your account.

4. Fees and Payments
A 2% development fee applies to all transactions across Ecoverse platforms.

5. Prohibited Activities
No illegal activities, fraud, money laundering, or harmful actions.

6. Intellectual Property
All content, logos, and trademarks are property of Ecoverse Global Media Indonesia.

7. Governing Law
These Terms shall be governed by the laws of the Republic of Indonesia.

8. Contact
legal@ecoverse.id | +62 21 1234 5678

Last Updated: January 2025

1. Information We Collect
We collect name, email, phone, address, payment info, and usage data.

2. How We Use Your Information
To provide services, process transactions, verify identity, and improve user experience.

3. Data Protection
We use AES-256 encryption, TLS 1.3, firewalls, and ISO 27001 certified processes.

4. Data Sharing
We do not sell your personal information. Data shared only with trusted partners for service delivery.

5. Your Rights
You may access, correct, or delete your data. Contact privacy@ecoverse.id

6. Contact
privacy@ecoverse.id | +62 21 1234 5678

Last Updated: January 2025

🔒 Enterprise-Grade Security
• AES-256 Encryption
• TLS 1.3
• Multi-Factor Authentication (MFA)
• DDoS Protection (up to 2 Tbps)
• 24/7 SOC Monitoring
• ISO 27001 Certified
• PCI DSS Level 1 Compliant

📞 Report Issues
security@ecoverse.id | +62 21 1234 5678

Last Updated: January 2025

✓ Certifications
• ISO 27001:2022
• PCI DSS Level 1
• ISO 9001:2015
• SOC 2 Type II

🏢 Company
PT Ecoverse Global Media Indonesia
NIB: 1234567890123
NPWP: 99.123.456.7-888.000
SK Menkumham: AHU-012345.AH.01.01

🏦 Financial Compliance
• Registered with Bank Indonesia
• AML/CFT Compliant
• KYC/KYB Certified

📞 Contact
compliance@ecoverse.id | +62 21 1234 5678

Last Updated: January 2025